Wilmslow Express - RSS Feed

Martin Lewis: Calling time on costly mobiles

2010-02-15T14:48:20

Be careful next time you spot a stunner with a gorgeously sleek body. See a sexy new mobile handset and often all you can think about is getting your mitts on it. Yet, when comparing phone deals, it’s the tariff that counts – ignore tempting distractions like handsets or cashback.

Martin Lewis: Heed my wealth warnings

2010-01-20T10:29:16

I ONCE met a man with £80,000 in savings earning less than one per cent interest.

While he had £80,000 outstanding on his mortgage – yet he said he was good with money.

Like many, he thought being thrifty and a careful budgeter was enough.

Martin Lewis: Heed my wealth warnings

2010-01-18T12:54:27

I ONCE met a man with £80,000 in savings earning less than one per cent interest. while he had £80,000 outstanding on his mortgage – yet he said he was good with money.

The ‘credit reject’ card – use it wisely and see your score soar

2009-11-09T12:46:05

HOW’S your credit score? Almost certainly it’s nowhere near as good as you imagine.

Since the credit crunch started, everyone’s has been knocked down a level. Those who once had ‘excellent’ scores are now now get the products that people with just ‘good’, ones now get, those with good scores get now get ‘ok’ to poor’ products and if you’ve a poor score … forget it.

Martin Lewis: Beware great bank robbery

2009-09-16T09:42:28

WHAT do you call it when someone takes cash from your bank account without permission? Most would call it stealing, yet banks call it 'setting off'. Moneysavingexpert.com's Martin Lewis offers advice.

Child trust funds

2009-09-08T15:31:27

Saving for your children's future is anything but child's play. We take a look at child trust funds, says James Daley, editor of Which? Money.

Getting good advice

2009-10-02T11:56:56

Almost half of members have sought financial help, according to a new Which? Money survey. The most common areas that people want help with are investments, savings and pensions.

Thankfully, there are now numerous avenues for advice and many are free of charge.

Savings: To fix or not?

2009-08-21T15:40:52

Fixed rate savings accounts currently offer the best rates for savers, with around 40 accounts offering between 3.7 and 4.5 per cent interest.

Given that the average instant access account is currently paying just 0.8 per cent - and some accounts pay as low as 0.05 per cent - it's no wonder that fixed-rate deals are becoming more popular.

Holiday on the cards?

2009-08-03T15:10:51

Prepaid cards are a little like telephone boxes. Most of us are aware of them, but very few of us use them.

A new Which? Money survey reveals exactly that – three quarters of members know about these cards, but only 3% actually have one.

Flexible friendly mortgages

2009-07-28T13:57:44

If you were lucky enough to take out a tracker or discounted mortgage a year or two ago, your mortgage payments may have plummeted along with the base rate.

This means you could now be in a position to overpay your mortgage to reduce your debt and pay if off early.

Be green... and save

2009-07-06T13:45:08

The credit crunch appears to have convinced people that continuing to be green is going to cost them the earth.

Last October, according to a Mintel survey, a quarter of people said that they would like to be more environmentally friendly, but couldn't afford to be.

Travel cash costs

2009-06-23T11:46:24

Ready for your holidays? Here are value tips on your currency, cash and insurance needs from Martyn Hocking (editor of Which? Money).

Credit card charges

2009-06-08T16:37:03

Many credit card providers are putting interest rates and charges up.

We investigate why and offer some advice, writes Martyn Hocking, editor of Which? Money.

Slam the scams

2009-05-18T17:05:04

Anyone can fall for a scam. Thankfully, according to a new Which? Money survey, our members are a pretty savvy bunch.

However, the Office of Fair Trading (OFT) estimates that around 6.5 per cent of UK adults fall victim to scams each year – losing a total of £3.5bn.

Store cards

2009-05-11T12:21:54

What's in store when I use a card?

Here are some answers to your questions about the results of using store and loyalty cards, writes Martyn Hocking, editor of Which? Money.