Magazine

Paul R Taylor: Man about town
by Paul R Taylor16/ 6/2005
WHEN I was a teenager Manchester was the coolest city in the
world and I'd have given anything to live here.
Scores of us would catch the train from Chester on a Saturday
morning so we could hang about Affleck's Palace and look moody.
That was before Oasis, when everybody loved The Doors and John
Squires was God.
In the 15 or so years that have passed the city has become a bit
more corporate and I'm afraid I have as well. Gone is the leather
jacket and long hair, replaced by a regulation suit and tie.
Nowadays I walk past the legions of mini-Marilyn Mansons outside
Urbis on a Saturday and know they see me as an old man. I am nearly
30 after all.
I still understand them, why they dress and act like they do, but
only just. They don't understand me. They don't realise that one
day they'll have to swap the moshing for a mortgage, roll up their
sleeves and become IT consultants.
Maybe I'm feeling bitter because I've just signed up for my first
mortgage. Sold my soul to HSBC. We must have looked at about 20
flats in the city centre before my girlfriend and I found one in
our price range that meant we didn't need to throw away everything
we own and become contortionists.
In the two months of looking, I learned two things.
The first was that estate agents don't come from loving homes; they
are hand-reared in a bastard factory. As first-time buyers we got
all excited and put in an offer on one of the first flats that was
vaguely suitable. We offered two-grand under the asking price, two
measly grand, but the estate agent informed us that the lady wasn't
interested and then he wouldn't arrange a second viewing. We cooled
and then she asked for our number and called a few weeks later
asking us why we hadn't been back. I can imagine the estate agent
telling her, "hold out, they don't know what they're doing". The
flat is still on the market.
The second thing I learnt is that, like my mum and dad, it's my
girlfriend who wears the trousers in our relationship. She's just
more persuasive than me. My single condition was a parking space,
underground if possible, but any space would do. Her single
condition was a balcony. At least I now get a good view of the city
I have always wanted to live in.
It's employment that has drawn me to Manchester this time around,
rather than the music scene, but, leather jacket or not, I'm still
mad for it.
| Company | Typical APR |
| Platinum Exclusive Loan | 7.8% |
| AA | 7.9% |
| Sainsbury's Personal Loan | 8.2% |
| Alliance & Leicester | 8.7% |
| Lloyds TSB | 8.9% |
| Abbey Personal Loan | 8.9% |
| Provider | AER* |
|
ICICI BANK HiSAVE Savings Account |
4.50% |
|
FIRST DIRECT Everyday e-Saver |
1.75% |
|
SAINSBURYS FINANCE Internet Saver |
2.25% |

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